Lenders have started to announce changes to their buy-to-let policies following the Prudential Regulation Authority’s decision to phase in new stricter rules.
The PRA said in September that lenders must take the borrower’s income...
Contractors and people who are self-employed can face additional challenges when securing a mortgage, which may sometimes cause delays during the property buying process. Around 22% of the UK workforce are now self-employed or contractors,...
Moving house can be a stressful time but, for buyers who already have a mortgage, it doesn’t necessarily mean ripping up the deal and starting again.
Most mortgages are portable, which means that they can be transferred from...
Sue Townsend’s property goes up for sale with a Guild Agent
Monday, November 21, 2016
The author of Adrian Mole fame, Sue Townsend’s, former home is for sale. The four-bedroom property in Stoneygate , Leicester has many happy and creative memories. Now t he property is on the market for o...
On the 23rd November, The Chancellor of the Exchequer, Philip Hammond, will present his Autumn Statement to Parliament. This will be his first opportunity to define the Government’s strategy for the forthcoming year, and it will be...
The Help to Buy mortgage guarantee no longer necessary
Thursday, October 6, 2016
The Government Help to Buy Mortgage Guarantee scheme (Help to Buy Two) was first launched in October 2013, with the aim of increasing the availability of high loan-to-value mortgages and providing a much needed boost for First Time Buyers...
The recent cut in the Bank of England base rate may have come as welcome news for many mortgage holders, but for savers it has been yet another hit on their returns. There is light at the end of the tunnel however. At times when homeowners are...
The UK residential property market continues to confound the analysts, as sales and prices hold up relatively well in the first full month after the Brexit referendum. The last four weeks saw a 1.2% (£3,600) fall in the average price of...
The team at Phillip Martin have been second to none in both the letting and sale of our property. Communication has been superb throughout and advice thoughtful and constructive. They listened with care and guided us through the process with a friendly approach. We would highly recommend. A particular mention to the professionalism and warmth of both Holly and Aaron.
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Great service start to finish from everyone I dealt with. Calls always returned, regular updates along the way. Elowen in particular went the extra mile helping to find an independent removal company when mine could not make the revised date. Very friendly & professional I really feel they helped keep everything moving.
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James and his team handled a complex sale (house and adjacent land owned by a third party) with great professionalism and innovation and determination to secure our sale. He was also cognisant of our time scales in that we had not secured an onward purchase or rental property. James is an extremely approachable agent who always worked with us to successfully achieve our goals and certainly went ‘the extra mile’ when required. We cannot recommend him highly enough.
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"We were so pleased with all the correspondence with Phillip Martin and you all certainly delivered a very professional and friendly service. We would particularly like to thank you for all your personal correspondence. It went above and beyond and we are truly grateful. As I mentioned before we have only ever bought two houses and they were both through Phillip Martin. We will certainly use you guys in the future!"
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Very efficient and personable service helped us find a perfect place. Trustworthy and effective. Thank you.
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I recently sold a property through Philip Martin. The agent used throughout was Sean. He was knowledgeable & well informed and happy to answer any questions or queries. Then as we negotiated on the sale and proceeded through to completion he was always very quick and precise in communicating any updates. Highly recommended.
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