The Help to Buy mortgage guarantee no longer necessary
Thursday, October 6, 2016
The Government Help to Buy Mortgage Guarantee scheme (Help to Buy Two) was first launched in October 2013, with the aim of increasing the availability of high loan-to-value mortgages and providing a much needed boost for First Time Buyers...
The recent cut in the Bank of England base rate may have come as welcome news for many mortgage holders, but for savers it has been yet another hit on their returns. There is light at the end of the tunnel however. At times when homeowners are...
The UK residential property market continues to confound the analysts, as sales and prices hold up relatively well in the first full month after the Brexit referendum. The last four weeks saw a 1.2% (£3,600) fall in the average price of...
With increasing house prices, higher deposit requirements and stricter affordability tests, it is no surprise that First-Time Buyers are choosing to take their mortgages over a longer period of time. Loans have traditionally been taken over 25...
Brexit is now over four weeks’ past, yet the residential property market is still searching for its mojo.
Since the historic vote, Theresa May was appointed PM ahead of expectations, England appointed a new football manager, and Andy...
City living and city cycling go hand-in-hand. Choosing cycling over driving will not only reduce your carbon footprint but you will also arrive to work energetic and carefree, having avoided that frustrating peak hour’s traffic. Since most...
For today’s First Time Buyers, one of the biggest challenges involved in trying to get a foot on that elusive property ladder is raising the deposit.
With house prices seemingly on the increase all the time, even getting...
Two weeks on, and the world (or at least the UK) seems to be getting to grips with the implications of our historic vote. The trains and buses are running as usual, cash dispensers are still working, and some of the frankly wild speculation is...
The team at Phillip Martin have been second to none in both the letting and sale of our property. Communication has been superb throughout and advice thoughtful and constructive. They listened with care and guided us through the process with a friendly approach. We would highly recommend. A particular mention to the professionalism and warmth of both Holly and Aaron.
"
Great service start to finish from everyone I dealt with. Calls always returned, regular updates along the way. Elowen in particular went the extra mile helping to find an independent removal company when mine could not make the revised date. Very friendly & professional I really feel they helped keep everything moving.
"
James and his team handled a complex sale (house and adjacent land owned by a third party) with great professionalism and innovation and determination to secure our sale. He was also cognisant of our time scales in that we had not secured an onward purchase or rental property. James is an extremely approachable agent who always worked with us to successfully achieve our goals and certainly went ‘the extra mile’ when required. We cannot recommend him highly enough.
"
"We were so pleased with all the correspondence with Phillip Martin and you all certainly delivered a very professional and friendly service. We would particularly like to thank you for all your personal correspondence. It went above and beyond and we are truly grateful. As I mentioned before we have only ever bought two houses and they were both through Phillip Martin. We will certainly use you guys in the future!"
"
Very efficient and personable service helped us find a perfect place. Trustworthy and effective. Thank you.
"
I recently sold a property through Philip Martin. The agent used throughout was Sean. He was knowledgeable & well informed and happy to answer any questions or queries. Then as we negotiated on the sale and proceeded through to completion he was always very quick and precise in communicating any updates. Highly recommended.
How Much is Your Property Worth?
To find out how much your property is worth in the current market, get in touch with us today!
